Without knowing all of the details, I would suggest the following steps:
- Put together a written plan, including detailed month-by-month financial projections for a 3 year time period.
- The financial projects should tell you how much you need and when, as well as when you have excess cash to repay loans. It should also indicate what you need the money for (equipment, operational costs, payment to prior owners, etc.)
- The amounts you need and their purpose should guide you to the right sources of funding (e.g. if you have assets, they could be pledged as part of a loan package, the seller may be willing to carry back some or all of the purchase price, etc.)
Hope this gives you some clarity on your options.